Claims adjusters are responsible for evaluating insurance claims on behalf of Insurance companies in order to determine who is liable. We investigate the circumstances of insurance claims by consulting with witnesses, reviewing police reports, and compiling evidence from other sources. As Adjusters we coordinate an appraisal, gather the facts and report the details of a claim to the Insurer. As Adjusters we recommend whether a claim is covered under the policy. We also negotiate with the policyholder on behalf of the insurance company. Responsible for handling insurance claims filed by policyholders. Plans and schedules work needed to process claim, interviews claimant and witnesses, and investigates claims.

Primary Responsibilities Investigate and process insurance claims filed by policyholders. Interview claimant and witnesses to gather pertinent information. Handle and process variety of claims, including automobile, life, and home insurance claims.

Handle property claims involving damage to buildings and structures, or liability claims involving personal injuries or third-person property damage from liability situations, such as motor vehicle accidents, slip and falls, dog bites, or alleged negligent behavior.

Inspect property damage to determine extent of damages. Verify that coverage applies through an insurance policy. Evaluate damages to ascertain compensation amount. Consult police and hospital records. Consult with accountants, architects, construction workers, engineers, lawyers, and physicians to get expert evaluation. Examine photographs and statements. Listen to or watch audio or video surveillance. Record data and statements in report. Evaluate all information to determine how claim should be handled. Negotiate with claimant to settle claim. Work with attorneys to defend insurer’s position is claim is contested. Issue payout amounts. Prepare and present claims to insurance companies.